Adacash Personal Loan

Operated by Rock Wing Capital Sdn. Bhd, Adacash Personal Loan aims to provide local borrowers with a seamless and transparent online loan application. Enjoy quick approval and get started with only your IC! Read more Show less

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Compare Personal Loans by Adacash

About the loan

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Loan Features

Interest Rates Up to 18% p.a. (Fixed)
Loan Tenures New Borrowers:
1 month - 3 months

Repeat Borrowers:
Up to 6 months, subject to your credit assessment by Adacash
Loan Amount Minimum: RM500
Maximum: RM1,000

Note: Repeat borrowers may get up to RM5,000, subject to your credit assessment by Adacash


Benefits

  • Seamless online application, available 24/7 wherever you are
  • Fast approval, as fast as 1 working day
  • You only need your IC to make an application
  • Transparency on loan information, terms, fees and repayment schedules

Eligibility

  • Malaysians only and have a steady source of income
  • Minimum Age: 21 years old
  • Maximum Age: 70 years old
  • Minimum Income: RM1,000 monthly

Fees and Charges

  • Stamp Duty Fee: RM5 from the approved loan amount
  • Attestation Fee: Up to RM200
  • Late Payment Fee: 8% p.a. from the outstanding amount

Documents Required

  • A valid IC (front and back)
  • A valid local bank account number

Important Information

How long is the approval process of Adacash Personal Loan?

Adacash can take as fast as 1 working days to process and approve your loan application, subject to the necessary credit profile assessment. However, please note that if you apply at night, your application will be processed on the next business day instead.

Can I fully settle my Adacash Personal Loan earlier?

Absolutely. You have the flexibility to fully settle the loan earlier. Contact Adacash if you have any questions or assistance.

Do I need a guarantor or collateral to apply?

No, you are not required to have a guarantor or collateral to apply for Adacash Personal Loan.

What happens if I make a late payment?

You will be charged with a late payment fee of 8% per annum from the outstanding amount so make sure you pay on time to avoid unnecessary payments. Suppose you have trouble committing to the agreed instalment, please contact Adacash for assistance.