Tambadana Short Term Loan

Offered by Wawasan Cojaya Sdn. Bhd, Tambadana is a personal loan curated to help Malaysians part-finance their financial burdens with financing of up to RM10,000. Read more Show less

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About the loan

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Loan Features

Interest Rates 18% p.a.
Loan Tenures Minimum Tenure:
1 month

Maximum Tenure:
12 months
Loan Amount Minimum: RM500
Maximum: RM10,000

Note: The final loan amount is subject to your monthly income.


Benefits

  • - Fast and secure loan application, available 24/7 via their official website and mobile app (downloadable only through Google Play Store for now)
  • - Fixed interest rate at 18% p.a.
  • - Early settlement is allowed
  • - Make an application only with your valid IC
  • - No guarantor or collateral is required

Eligibility

  • - Malaysians only
  • - Minimum Age: 20 years old
  • - Maximum Age: 60 years old
  • - Minimum Income: RM1,500 monthly

Fees and Charges

  • - Stamp Duty Fee: 0.05% of the whole loan amount
  • - Processing Fee: Not applicable
  • - Attestation Fee: RM50
  • - Credit Report Fee: RM25
  • - Platform Fee: 5% to 8% of the loan amount, depending on the tenure
  • - Late Payment Fee: 8% p.a. from the outstanding amount

Documents Required

You only need to prepare your IC to get started on the application.


Important Information

Terms and Conditions of Tambadana Short Term Loan

Can I fully settle my Tambadana Short Term Loan earlier?

Yes, you can. Simply inform Wawasan Cojaya Sdn. Bhd one month prior to the early settlement via email. Rest assured that you will not be charged any fees for this request.

Do I need a guarantor or collateral?

No, you are not required to have a guarantor or collateral to apply for Tambadana Short Term Loan.

What happens if I make a late payment?

You will be charged 8% per annum from the outstanding amount as a late penalty fee. This will be calculated from the overdue date until the date of the full repayment so make sure to make prompt monthly payments to avoid being charged with unnecessary amount.