Debt can be overwhelming and sometimes people borrow more money than they can afford to pay back. If you’re in this sort of financial predicament, consider getting assistance from Agensi Kaunselling dan Pengurusan Kredit (AKPK) or the Credit Counselling and Debt Management Agency. Read this article to find out more about their services. Edited and […]
Ketahui apa itu muflis serta kesannya terhadap anda sekiranya diisytiharkan muflis. Kami juga kongsikan bagaimana anda boleh dapatkan pertolongan sekiranya anda rasa anda sedang menuju kearah diisytiharkan muflis. Apa itu muflis? Ia merupakan proses dimana penghutang (individu yang berhutang wang kepada pemiutang) diisytiharkan muflis berikutan arahan mahkhamah yang dikenali sebagai Perintah Penghukuman dari Mahkhamah Tinggi […]
Sebelum memohon pinjaman, anda perlu tahu jika ia akan menjadi hutang yang baik atau buruk bagi anda. Tidak tahu bagaimana untuk membezakan antara kedua jenis hutang tersebut? Ketahui bagaimana hutang boleh menjadi baik atau buruk, dan pelajari bagaimana untuk menguruskan hutang anda dengan bijak! Apakah yang dimaksudkan dengan hutang baik? Menurut data dari laporan terkini […]
Kebanyakan individu perlu berhutang untuk membiayai perbelanjaan untuk perubatan, pelajaran, berkahwin, ataupun memulakan perniagaan.Untuk bebas dari hutang sepenuhnya mungkin agak mustahil. Tetapi, anda perlu tahu bagaimana kemampuan anda untuk membayar hutang-hutang anda.Teruskan membaca untuk ketahui kemampuan anda untuk membayar hutang, dan tips untuk membayar hutang dengan lebih cepat. Hutang isi rumah rakyat Malaysia menunjukkan peningkatan. Malah, […]
The term ‘debt’ is mostly associated with negativity. However, like many things in life, there’s always a good side. While some loans are usually detrimental to your financial standing from the get go (such as overspending on shopping and travelling expenses, etc.) there is another end of the spectrum with ‘good’ loans that actually add […]
If you are one of the unfortunate bankrupts in Malaysia, this is not the end of the world. Some even find relief from declaring bankruptcy since they can get proper help from the authorities such as The Credit Counselling and Debt Management Agency (AKPK) and own up the responsibilities to repay their debts under the […]
Loan sharks or ‘Along’ as they are popularly known amongst Malaysians, are illegal money lenders that usually target the desperate and the poor. They’re known to tempt and lull you into a sense of security by being friendly and helpful at first, offering you financial help when the banks would not accept your loan application […]
Are you behind with your loan repayments? If you are worried about your safety and your rights when a debt collector hounds you for your repayments, read on. Who are debt collectors? Debt collectors, or debt collecting agencies, are usually hired by banks, telecommunication companies and utility companies. Essentially, they provide debt recovery services to […]
Take charge of your finances! Learn what bankruptcy is and how to get help if you think you may be heading towards being declared a bankrupt in Malaysia. What is bankruptcy? It is a process where a debtor (a person who owes money to a creditor) is declared bankrupt following a court order known as […]