Best Postpaid Plans For iPhone 8 And iPhone 8 Plus in Malaysia

If you are looking for the best deal to get the latest iPhone 8 or iPhone 8 Plus, this is the article you should read. We have compiled a list of postpaid plans rolled out by the telco providers on their website.

To make things easier, we have listed the plans in a comparison table to make sure you can look for the best deal that fits your needs in terms of price, data and features from the providers.

What Is In The New iPhone?

Before we go into the comparison table, let’s take a recap at the iPhone new specs:

• Three new models including two minor “S” upgrades and an all-new flagship
• Curved, edge-to-edge OLED display with True Tone technology and/or Ion-X glass
• Virtual home button
• Facial recognition alternative to Touch ID
• “Wireless” charging (i.e. inductive charging) and/or faster USB-C charging
• Dual-lens camera, possibly in a vertical configuration
• AR capabilities featuring rear-facing 3D laser for enhanced depth perception
• Support for the Apple Pencil
• Stainless steel and glass body
• Multiple color including a reflective, mirror-like finish
• Upgraded storage and memory, possibly starting at 64GB and 3GB of RAM
• Intel or Qualcomm modem
• iOS 11 (preview)
• Enhanced water resistance or waterproofing
• Higher quality earpiece for louder, clearer audio
• Apple’s next-generation processor (the A10X or A11)

Best Plans For iPhone 8 and iPhone 8 Plus

Based on the information provided, we notice that all telco companies provides unlimited calls and SMS for any of the iPhone 8 or iPhone 8 Plus plans. This is great news for all users as you don’t have to worry about having enough data or call limits for your monthly usage.

The Best iPhone 8 Plan With The Highest Data Quota: We recommend Celcom 188 with 100 GB!

The Best iPhone 8 Plan With The Cheapest Monthly Commitment: We recommend Digi 78 or UMobile 90!

iPhone 8 Plans With Best Value (Higher Data Quota And More Perks Compared With Other Similar Plans): Celcom 98, 128 and 148.

However, you can get video and music streaming for free using UMobile (Video Onz & Music Onz) or Celcom (Video Walla & Yonder music app).

How To Pay For Your iPhone 8 or iPhone 8 Plus?

Given the enticing prices, you should leverage on a credit card (cashback or rewards) to get more out of your purchase at zero cost!

Here’s how to buy an iPhone 8 with a credit card:

1. Choose the credit card

Whether you want to get immediate cash rebate or collect rewards points, there is a right credit card for that.

Here are some recommendations:

a. Maybank 2 Gold Card

5 X TreatsPoints & 5% Cashback For Maybank Amex On The Weekends

Given the weekend 5 X reward points and 5% cashback for using Amex card, you should apply for this card to enjoy both cash rebate and TreatPoints earning. At zero annual fee, it is almost too good to be true.

Minimum requirement: RM2,500 monthly income

b. Citi Simplicity+ Card

10% Interest back on purchases and cash advances every month when you pay at least the minimum monthly due amount on-time

You can enjoy up to 10% interest savings when you shop with this card and pay at least the minimum outstanding on time. The best thing is, this card is free for life!

Minimum requirement: RM2,000 monthly income

c. HSBC Visa Platinum

8X Rewards Points for Mid Valley Megamall & The Gardens Mall spend

Earn up to 8 X rewards points at in over 30 malls such as Mid Valley and The Gardens Mall by buying your iPhone at the telco outlets there. This is a great opportunity to earn as many rewards points as you can and redeem gifts such as electronic gadgets or supermarket vouchers later on.

Minimum requirement: RM3,000 monthly income

2. Leverage on the 0% interest instalment plan

You should consult with the telco operators if they provide any instalment plan for any credit card brand. The best scenario is to go for zero interest charges and you can call your bank or apply online for an instalment plan. This way, you will not have to save 12 months or longer to buy the iPhone you have been waiting for.

3. Use balance transfer if you have to

If you are unable to negotiate for an instalment plan at zero or low interest charges, this is a good time to consider having a second credit card with the best balance transfer plan. By doing this, you can save up to 18% interest charges and pay off your iPhone over a fixed period of 12 or 24 months, like an instalment plan.

Before deciding to get an iPhone 8 or iPhone 8 Plus, check what they might cost you in terms of and consider whether you really need a new phone in the first place here.

Make a wise financial decision and keep checking our blog for the best personal finance tips!