Standard Chartered is a leading international banking group with a presence in over 70 countries and territories. In Malaysia, Standard Chartered offers a wide range of credit cards to suit the needs of different customers.
This article will discuss four of the most popular Standard Chartered credit cards in Malaysia, along with their features and benefits. We will also discuss how to choose the right Standard Chartered credit card for you and how to apply for it online.
The Best Standard Chartered Credit Cards in Malaysia
Standard Chartered Smart Credit Card
Eligibility:
- Minimum monthly income: RM 3,000
- Annual fee: RM120: Annual fee waived on the first year and the following years for a minimum of RM12,000 spend every year
This card is a good option for those who want to earn cashback on their everyday spending. It offers a cashback rate of up to 6% on selected spend. Perks include:
- Enjoy 0% interest on a 3-month instalment plan!
- Zero cash advance fees
- Enjoy extra cash from RM1,000 up to 100% of your available credit limit at low interest rates with Cash-On-Call Plus when you apply for a Standard Chartered Smart Credit Card.
- Enhance your digital lifestyle with up to 6% cashback.
Standard Chartered Journey Credit Card
Eligibility:
- Minimum monthly income RM 7,500
- Annual fee: RM600: Annual fee waived on the first year and the following years for a minimum of RM60,000 spend every year
This card is a great option for frequent travellers. It offers a number of benefits, including:
- Earn up to 5X Mile Points on local, overseas, travel and dining spend
- Earn 1 AirMile for every 2 Miles Points when redeeming points
- Unlimited access to Plaza Premium Airport Lounge in KLIA and KLIA2 for international flights
- Complimentary airport transfer in Malaysia via Grab and cashback up to RM65 on your first Grab transaction of the month
- Get covered up to USD200 for your online purchases
- One night free with Mastercard at luxurious partner hotels and resorts
- Exclusive Mastercard Traveler Rewards and automatic cashback from participating overseas merchants
Need more information? Read, here.
Standard Chartered Simply Cash Credit Card
Eligibility:
- Minimum monthly income RM 3,000
- Annual fee: RM250: Annual fee waived on the first year and the following years for a minimum of RM12,000 spend every year
If you’re new to credit cards, we highly recommend getting this card as there are no complex reward structures to worry about. You can enjoy the following perks:
- Up to 15% Cashback on Petrol, Selected E-wallets, Selected Grocery & Dining spend
- e-Commerce Purchase Protection of up to USD200
Standard Chartered Visa Platinum Card
Eligibility:
- Minimum monthly income RM 3,000
- Annual fee: RM120: Annual fee waived on the first year and the following years for a minimum of RM12,000 spend every year
The Standard Chartered Visa Platinum Card is a great choice for people who want to enjoy premium benefits and rewards on their spending. Perks as follows:
- 5X Reward Points on Contactless, Dining, Department Store & Overseas spend
- 1X Reward Points on Other spend
- Additional 5,000 Reward Points per month when you spend RM1,500 and above
How to Choose the Right Standard Chartered Credit Card for You
The best way to choose the right Standard Chartered credit card for you is to consider your spending habits, needs, and budget. Here are some things to keep in mind:
- Your spending habits: If you travel frequently, you will want to choose a card that offers travel benefits, such as miles or airport lounge access. If you mostly spend money locally, you may want to choose a card that offers cashback.
- Your travel needs: If you travel frequently for business, you may want to choose a card that offers travel insurance and purchase protection. If you are a leisure traveller, you may be more interested in a card that offers airport lounge access or other travel perks.
- Your budget: Standard Chartered credit cards have a range of annual fees, so it is important to choose a card that fits your budget.
Apply for Your Standard Chartered Credit Card Today
Once you have chosen the right Standard Chartered credit card for you, you can apply for it online through CompareHero. Now is a great time to apply. Check out the 3-DAYS-ONLY PROMOTION!
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