The Best Petrol Credit Cards For Malaysians

Looking to save more on your monthly petrol expenses in Malaysia? We've compiled a list of the best credit cards that offer cashback rewards for petrol spending. Read on to find the latest options available to you.

Petrol Credit Card Features To Look Out For

Did you know that in Malaysia, approximately 40% of credit cards offer car-related benefits such as cashback or rewards points for petrol spending?

A credit card suitable for car owners should provide benefits for petrol and other car-related expenses, such as discounts on car servicing, insurance, or other perks. These benefits often come in the form of cashback or rewards points when you use the card for petrol purchases.

Here are some of the best petrol credit cards available in Malaysia:

Scroll through to compare and understand each card details.

RHB Shell Visa Credit Card

• This card offers a cashback rate of up to 12% on petrol spending at Shell stations. 
• You can also get a 10% discount on Shell SELECT items and 5% off on car washes at Shell stations.

Check out the petrol cashback rate structure for the RHB Shell Visa Credit Card:

Other benefits: 

• Earn up to 5% cashback on online, supermarket, utility bills and top-up e-wallet spend.
• Get 0.2% cashback on all other spend.

Eligibility:

• Minimum monthly income: RM 2,000.
• Annual fee: RM 195 (No annual fee for the first year. Waive your annual fees when you swipe your card for at least 24x every year).

UOB One Card

• The UOB One Card offers a cashback rate of up to 10% on petrol spending, with a minimum monthly spend of RM500. 

Check out the petrol cashback rate structure for UOB One Card:

Other benefits: 

• Get up to 10% cashback (capped at RM15) on dining, selected grocers and Grab transactions.
• Unlimited 0.2% cashback on all other retail purchases.

Eligibility:

• Minimum monthly income: RM 2,000
• Annual fee: RM 195 

Alliance Bank Visa Signature Credit Card

• Offers a cashback rate of up to 5% on petrol spending, with no minimum monthly spend required. 

Check out the petrol cashback rate structure for Alliance Bank Visa Signature Credit Card:

Other benefits: 

• Up to 5% Cashback on Retail spend.
• 2X Complimentary RM80 e-hailing to Airport per year

Eligibility:

• Minimum monthly income: RM 4,000
• Annual fee: RM 148 (Waived in the first year, subsequent years waived with minimum spend of RM12,000)

CIMB PETRONAS Platinum Credit Card

• The CIMB PETRONAS Platinum Credit Card offers a cashback rate of up to 8% on petrol spending at PETRONAS stations. 
• You can also get a 10% discount on PETRONAS PRIMAX 95 and PETRONAS PRIMAX 97 fuel.

Check out the petrol cashback rate structure for CIMB PETRONAS Platinum Credit Card:

Other benefits: 

• Up to 7% Cashback on Setel (Petronas) spend
• Up to 0.2% Cashback on Retail spend

Eligibility:

• Minimum monthly income: RM 2,000
• Annual fee: RM0

HONG LEONG WISE

• The Hong Leong WISE offers a cashback rate of up to 8% on petrol spending on weekends, with a minimum monthly spend of RM500.

Check out the petrol cashback rate structure for Hong Leong WISE:

Other benefits: 

• 8% Cashback based on selected 2 categories from the list of Mobile, Pharmacies, Groceries, Petrol, Dining, Departmental, Book Stores, Utilities, Entertainment or Travel
• Flexibility to switch reward categories at any time and enjoy the same 8% cash-back reward on new selections

Eligibility:

• Minimum monthly income: RM 2,000
• Annual fee: RM98

You can start comparing different petrol credit cards to find the best one for your needs. To maximize your petrol cashback earnings, follow these tips:

Tips to maximize your petrol cashback earnings

• Use your petrol credit card to pay for all of your petrol purchases. The more you use your petrol credit card, the more cashback you'll earn.
• Meet the minimum monthly spend requirement (if applicable). If your petrol credit card has a minimum monthly spend requirement, make sure to meet it in order to earn cashback rewards.
• Take advantage of other benefits, such as discounts on petrol and other products and services. Some petrol credit cards offer discounts on petrol, car washes, and other products and services. Be sure to take advantage of these discounts to save even more money.

By following these tips, you can save significant money on your petrol expenses over time!